SPAM email - Learn a Foreign Language in 10 Days

Assunto: Learn a Foreign Language in 10 Days
De: Sheena Bennett <newsletter543@powinwulk.info>

Learn a Foreign Language in 10 Days For many, being able to speak the world's most widely spoken language means that they don't see any point in learning another. It's true that people in most countries in the world know how to speak and can understand English, but there are SO many reason to learn how to speak a foreign language. First, it's actually way easier than you would think! Learning a language doesn't have to be difficult, even if you're not a natural linguist. The Internet has some great sites that can help, with "user-ly" games for learning new vocab, and clearly explained grammar rules. YouTube also has some simple videos with step-by-step examples to help you learn a new language. Second, if you travel to a foreign country and speak to people in their own language, you get RESPECT. Locals always love when tourists make an effort with getting to know their culture, and even something as simple as knowing/asking how to say thank you can make their day. Some simple vocab knowledge is also helpful should you find yourself lost in a foreign city, surrounded by locals who don't speak any English... This might be nerdy, but whatever: Knowing a bit about another language can make you understand more about . Here's something I find super cool: The ancient Greeks gave what we now know as the giraffe the name 'camel-leopard,' because to them, giraffes look like a cross between the two. Finally, being able to speak another language means you can communicate with people from other countries when there would otherwise be a total language barrier. I have s across Europe, and it's always really interesting sharing ideas with them, and seeing how where we live affects who we are as people. If I was not able to speak other languages, I wouldn't be able to have that insight into other cultures and other counties. So you want to learn a new language? First, pick the one that interests you the most. Then, check out three tips for subtly improving without even realizing! 1. Get a pen -- or Facebook -- pal Okay, so no one writes letters anymore. So find a -of-a- who speaks the language you're learning and add them on Facebook/BBM/Whatsapp/Skype. If they're age and share some similar interests, you're not going to mind speaking to them once in a while. The way they misuse English can sometimes be really entertaining (they'll be laughing at your Spanish/French/Italian/German etc. too, of course, but don't think about that...). 2. Read magazines in a foreign language Reading magazines is so much more fun than reading novels, and it's easier (obviously), since the articles are in small chunks. It's also useful for picking up some more colloquial words that you wouldn't get in a textbook -- particularly if it's a magazine especially for teenagers. You can also decide which articles you read based on what interests you, and you can pick the magazine up every now and again when you have a moment... 3. Watch foreign language movies (with subtitles) likes watching movies (especially if they involve topless Spanish boys), and even with subtitles, you still absorb some words and phrases. It helps a lot for your spoken language, and you look really smart (and not nerdy AT ALL) if you casually drop into conversations that you've seen loads of foreign-language movies.

newsletter543@powinwulk.info

SPAM email - Learn a Foreign Language in 10 Days

Assunto: Learn a Foreign Language in 10 Days
De: Jennifer Young <newsletter4345@flegveri.info>



a


Sproutkin, co-founded by a Cupertino High School grad, is a new online book delivery and education service developed to take the guessing out of the book selection game for parents challenged with choosing between thousands of children’s books published yearly. The business puts together “Sproutkits” which are themed book selections that include up to 10 books along with a curriculum and activity card that provides questions related to the books to engage children, as well as suggested activities to go along with the theme. For example one Sproutkit may have a space theme and a suggested activity may be to make a rocket ship out of an empty toilet paper roll along with questions related to planets. A cooking or food theme Sproutkit may include the book “Bread and Jam for Frances” and the curriculum card would include easy recipes kids can make. Co-founder and Cupertino High graduate, Alda Leu Dennis, says it was her business partner with a daughter who came up with the idea. “Her daughter was pre-school age and she spent a lot of time picking out books,” Dennis says. Between brick-and-mortar bookstores, online stores or the library parents have literally thousands of book choices. Deciding which books will be most appealing to a little one can be daunting. Plus bookstores are harder to come by and library hours in many cities have been cut due to budget restrictions. Cupertino Library is an exception to that thanks to the City’s commitment to residents to keep regular hours, and a strong Cupertino Library Foundation that helps with funding. The monthly cost for the service is $25 for Sproutkits, and Sproutkin is ing Cupertino residents a monthly trial. New customers need only enter tinosprout in the coupon/gift code box on checkout. Sproutkins also has option for those wishing to give the service as a gift. The model s children will be without books, Dennis says. Sproutkins is aimed at the age 3 to 6 now, but is already talking about expanding that in the future as well as branching out into foreign language books, and digital readers. An educational advisory board made up of teachers and school administrators helps select the books and develop the curriculum cards. Dennis has 2-year-old twins that are already “very engaged by books, loved to be read to and love looking at the pictures,” she says. Research she and her s have done say that it’s important to give children 500 words an hour to help them with their language skills. That’s a lot of talking, but books can help with that, Dennis says. “And hopefully it will give them a lifelong love of reading,” she says.




Also see
New Govt Program Allows
http://spam-correio-nao-solicitado.blogspot.pt/2012/12/spam-email-new-govt-program-allows.html

SPAM email - New Gov't program allows house owners to cut their home payments in HALF! See below.

Assunto: New Gov't program allows house owners to cut their home payments in HALF!  See below.

De: Amanda McGoldrick <newsletter778@rastfraim.info>

Roughly 3,000 agents surveyed by the National Association of Realtors from Oct. 22 to Nov. 5 reported that just 31 percent of their sales were to first-time ers. Normally, first-time ers represent closer to 40 percent of the market, according to the survey. Likewise, a monthly tracking survey of about 2,500 agents, this one conducted in October by Campbell Surveys and Inside Finance, showed the first-time er’s share of the market at 34.7 percent. That’s the lowest percentage recorded in the survey’s three-year history, according to Thomas Popik, Campbell’s research director. The survey results also demonstrated how heavily first-time ers rely on loans backed by the Federal Housing Administration. These loans are attractive to first-timers with moderate incomes because the down-payment requirement is just 3.5 percent. About half of first-time ers now use F.H.A. financing, Mr. Popik said. But these loans are becoming more costly, which could be contributing to the drop-off in new ers. The financially troubled agency raised its rates for this year, and has announced plans to do so again next year. Although that will amount to only 0.1 percent of the loan amount, the higher premiums do make it harder for people already facing tight lending standards, Mr. Popik noted. “Today’s market is all about the availability of financing,” he said, “not the interest rates.” Uncertainty about coming regulatory changes is making community lenders all the more cautious about approving loans to first-time ers, said David Wind, the president and chief executive of the Home Company in White Plains. The Realtors’ survey also noted that cash-rich investors are crowding out hunters of lower-priced properties. Still, new-er activity may be stronger in the New York metropolitan area than national surveys suggest. “It’s very hard to lump this market with the rest of the country,” said Jordan Roth, a senior branch manager of GFI Bankers in Manhattan. “It’s very geographically distinct.” At least anecdotally, Mr. Roth said, he has seen a “tremendous ” in new ers in the tristate region over the last year. High rents and low vacancy rates are driving the purchase activity among people who have their finances in order, he added. “People have been reading about the strict regulations, and have taken the necessary steps that will improve their and allow them to ,” Mr. Roth said. Peter Grabel, a senior loan originator for the Luxury Corporation in Stamford, Conn., is also seeing new ers who feel they are being priced out of the New York rental market. In the higher price ranges, for which Federal Housing Administration loans are unavailable, first-time ers are frequently using cash gifts from relatives to meet the hefty down-payment requirements, he said. Webster Bank, which has branches in Connecticut, New York, Massachusetts and Rhode Island, has seen a rise in its first-time er business this year. Like many lenders, the bank has gone after first-time ers with an education outreach program aimed at both real estate agents and potential borrowers. Some would-be ers are sitting on the sidelines because they are unfamiliar with first-time er programs, and don’t realize that it may be costing them more to rent than to own, said Simon Tahan, the bank’s senior vice president for sales and distribution. Purchase loans represented 16 percent of Webster’s loans in January. Now, Mr. Tahan said, purchases represent closer to 36 percent. New Gov't program allows house owners to cut their home payments in HALF!

newsletter778@rastfraim.info also see Auto Policy Update http://spam-correio-nao-solicitado.blogspot.pt/2012/12/spam-email-urgent-auto-policy-update.html

SPAM email - URGENT: Auto Policy Update Effective Immediately

Assunto: URGENT: Auto Policy Update Effective Immediately

De: Customer Support <white_karen@filtsmagh.com>



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SPAM email - Looking for a better deal on Auto Coverage ?

Assunto: Looking for a better deal on Auto Coverage ?
De: Harriet Gregory <newsletter456@fraynohare.info>

Can you explain what a deductible is? I don't know what amount to choose for my collision and comprehensive deductibles because I don't understand how exactly it all works. Answer: A deductible is the amount that you agree to pay out of pocket before your car benefits start up after you've filed a claim. Once your deductible amount is paid, then your auto company should pay the remainder of the claim, up to your policy limits. Not all car coverages have deductibles associated to them. For example, liability coverages don't have deductibles, some coverages such as personal injury protection (PIP) and uninsured motorist might, depending upon your state and insurer, and physical damage coverages of collision and comprehensive always will, unless you choose $0 as your deductible amount. You may have one or several deductible amounts to choose at the inception of your policy. We'll stick to examples with collision and comprehensive coverage since you asked about them specifically, but the same general principles apply to any coverage with a deductible. How does a deductible work? When ing physical damage coverages you are offered deductible amounts that can range from as low as $0 to as high as a $2,500 (or more with some insurers); however, the most popular deductibles choices are $250, $500 or $1,000. Let's say you have chosen a $500 collision deductible and get into an auto accident that causes $4,000 in damages. After filing a collision claim, you'd pay the repair shop the first $500 and your auto insurer would pay the remaining $3,500. If your vehicle is worth 4,000, then your car would be deemed a total loss. Instead of you paying the $500 deductible, that amount would be deducted from the actual cash value of the vehicle (the most your insurer will pay out under collision or comprehensive coverage), and you would receive $3,500 from your insurer. If the damage to your vehicle were 450, instead of $4,000, then there would be no reason to make a claim since your collision benefits only kick in once the repair costs are over $500, and thus you'd be responsible for the whole $450 repair bill. Your deductible is normally due whether you're at fault or not (there are a few exceptions, such as the comprehensive deductible for windshield claims in some states). If you're not at fault in an accident and don't want to pay your deductible, then you'll need to go through the at-fault party's property damage liability coverage to make your claim. What amount should I choose? The more financial risk you place on your auto provider, the more you'll pay in premiums. A lower deductible means you pay less out-of-pocket when a claim is made, but you'll pay more in premiums. A higher deductible means that you'll pay out more when filing a claim, but you'll pay less in premiums throughout the year. Our philosophy is that is for the big things, not the little ones. We recommend that you pay for minor damages without involving your company. File a claim only for damage you cannot afford to fix yourself. If you make claims for every minor scrape, the number of claims will cause your premiums to go up even more. If you make enough claims, your insurer may decide not to renew your policy. Most small repairs aren't worth filing a claim over. For example, a $500 dent repair would bring you a check for 250 once your $250 deductible is paid -- and it could start the clock ticking on higher rates at renewal time that could ultimately cost many times more. That means you should choose a deductible that you can afford, but high enough so that small scrapes and bumps fall beneath that limit. (See ”Will higher deductibles save you money?”) If you choose a $1,000 deductible, you could save money on your premiums, but you need to make sure you can come up with $1,000 if you need to make a claim. Otherwise, your car may be sidelined until you can come up with the money. (See “What if I can't pay my deductible?”) To help decide not only what deductible amounts you should choose but also what coverages may be appropriate for you, try out Car.com's coverage calculator. You can also see how different deductible amounts will affect your rates by comparison shopping for car quotes. Our quoting system allows you to get a quote and then go back to edit your deductible amounts and get updated quotes to see how the change affects rates.

newsletter456@fraynohare.info


also see:
Best Dating Site Ever
http://spam-correio-nao-solicitado.blogspot.pt/2012/07/spam-email-best-dating-site-ever.html

SPAM email - Blue Shield is offering Affordable Health Insurance.

Assunto: Blue Shield is offering Affordable Health Insurance.
De: Coverage Update <mindy@bagneoopod.com>

Aetna, Blue Shield, Anthem and United are now offering Affordable Health Insurance. Plans starting at only $99/month

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SPAM email - Responda em 2 minutos e receba 2000 euros em compras

Assunto: Responda em 2 minutos e receba 2000 euros em compras
De: Inquérito Consumidor <mail@emailmixer.net>

Caso não visualize correctamente este e-mail, por favor veja a versão online

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SPAM email - New Gov program saves house owners 50 percent a their Home Bill!

Assunto: New Gov program saves house owners 50 percent a their Home Bill!

De: Melinda Standley <newsletter8@mutayeat.info>

Yesterday I journeyed to San Jose to visit with the Silicon Valley Chapter of CAMP. Casey Fleming, the president, reminded the capacity crowd how important it was to support your local organization. ( this chapter has the most members of any of the California Association of Professional chapters, and is very proud of that.) He also stated how important it is to be surrounded by your fellow professionals, which is very true. In my travels I have heard of a few tactics that help bring in new members to our trade organizations. One is to have a vendor give new members (and old?) a certain number of reports, or flood certs, or "whatevers" instead of sponsoring a lunch, therefore absorbing a good chunk of the yearly fees. Another is to remind members about how their incomes have increased this year versus last year, and contribute a small portion of that to their trade organization. Makes sense to me! And plenty of people and companies are making more this year. Hey, if you are a residential lender and can't make a lot of money in this environment, or an LO who isn't busy, you should consider doing something else with your time. (Basically, if you can't or loans now, when are you?) The MBA's members experienced the "a rising tide raises all boats" phenomenon. Earlier we discussed Freddie's status, and Fannie also reported that after a quarter of growth, Fannie Mae's total book of business remained essentially flat in October. Declines in both Fannie Mae's gross portfolio and in new business acquisitions brought the book's growth to a negative annualized rate of 0.03 percent, down from a positive rate of 0.4 percent in September. Year-to-date, the book's average compounded growth rate is 0.3 percent. In total, Fannie Mae's Book of Business was worth about $3.19 trillion at the end of the month, down about $90 million from September. The GSE also reported a decline in seriously delinquent single-family loans. The single-family serious delinquency rate fell from 3.41 percent in September to end October at 3.35 percent. Continuing on with large-scale books of business, Kate Berry with American Banker reported that "the Federal Home Loan banks are picking up where some of the nation's largest correspondent lenders left off. Six Federal Home Loan banks have been dramatically increasing purchases of home loans from their member banks and are selling the loans to Fannie Mae, filling the gap created by large aggregators like BofA that exited the correspondent lending business late last year. So far this year, the Federal Home Loan Banks of Chicago, Boston, Des Moines, New York, Pittsburgh and Topeka have purchased $13 billion of loans from member banks, almost double what they purchased in all of 2011. Nearly 800 banks are now participating in the program, up 15% from a year ago." (Editor's note: Combined, however, it is still a far cry from what a single top correspondent rep with a large bank investor might purchase, which is $1-2 billion per month.) And the income from the so-called " Partnership Finance Program," is enough to cover the program's costs. "More notably, the program provides a crucial service to member banks that want to continue to make home loans, says Eric Schambow, a senior vice president and director of the Partnership Finance program at the Federal Home Loan Bank of Chicago. 'We really want 30-year fixed-rate s to be available at community banks at a competitive price,' says Schambow. 'Our role is as an aggregator and our price point is just as good as selling directly to Fannie.'" Community banks, left high and dry by BofA, MetLife, Wells wholesale, TBW, etc., are flocking to the Home Loan banks because it allows them to take part in the current refinancing boom, interest rates that are competitive with large banks and offload the interest rate and prepayment risk to the Home Loan banks. The program has a twist: while banks pay Fannie and Freddie to take over a loan, Home Loan banks paid member banks a enhancement fee, typically between 7 and 10 basis points a year based on the unpaid principal balance of the loan, for retaining a share of the risk - like QM/QRM, "The big picture concept was that the actual lender making the decision should retain skin in the game, and the portfolios would have better performance," says Alex Pollock, a resident fellow at the American Enterprise Institute, who designed the program in 1997 when he was president and CEO of the Chicago Home Loan Bank." And the home builders are making money off the market. revenue jumped 70 percent in the third quarter, almost six times the revenue gain from home sales. A Federal Reserve program aimed at lowering borrowing costs by purchasing home-loan bonds has widened margins across the lending industry. The average gain-on-sale, which measures the difference between the rate pay and the rate paid by investors, has doubled this year on increased demand for the securities. The homebuilders are little players in the lending world, but they're seeing the wide margins that lenders are seeing. Two companies that aren't being helped by these great margins are Countrywide and IndyMac (originally bankrolled by Countrywide). Earlier IndyMac was back in the news when we saw three IndyMac LO's ordered to pay a large fine. (Good luck with the three coming up with over $150 million.) Now we are reminded of Countrywide: even after paying a $67 million settlement to the SEC and being banned from the industry Angelo Mozilo, founder and former president of Countrywide Financial Corp., still says his company made a loan "that we knew the borrower could not pay." Mozilo defended Countrywide in a deposition made last year in connection with a law suit by MBIA, Inc. against Bank of America (BofA) which bought Countrywide in 2008. The deposition was filed in the New York Supreme Court earlier . Mozilo said that he had no regrets about how he had run his firm, and denied that Countrywide had caused the housing crisis. "This is all about an unprecedented, cataclysmic situation, unprecedented in the history of this country. Values in this country dropped by 50 percent," he said. Perhaps the folks at BofA would beg to differ, with having spent an estimated $40 billion so far in trying to clean up "the Countrywide mess." Mozilo contends he only agreed to the $67.5 million regulatory settlement in 2010 to protect his family. Read: Mozilo Speaks up for Countrywide in MBIA Lawsuit: "We were a world-class company..." Time for some ever-present vendor, investor, and agency news issued recently! Earlier the commentary mentioned 97% LTV loans, and specifically with MGIC. It turns out that other MI companies, such as UG, also cover 97 LTV conventional products. UG, for example, has its guidelines. And as one UG rep wrote, "We insure for the GSEs and FHLBC along with all investors. In fact some of the FHLB's use UG exclusively." Franklin American has revised the Disaster Requirements section of the Correspondent Lending Manual to include conventional non-conforming jumbo properties in Presidentially Declared Major Disaster areas designated by FEMA as eligible for public assistance along with those designated as eligible for individual assistance. The FAMC Disaster County Detail Worksheet has also been updated to reflect which products are affected for each county; in counties that are eligible for individual assistance, all loan types will show up as Affected Products. For FHA loans in affected areas, correspondent lenders are required to comply with all of the requirements outlined by ML 2012-23, and the standard 120 day appraisal validity period will apply. California's Pinnacle has removed the two-year seasoning requirement and has added score overlays to the existing requirements for deed-in-lieu, pre-foreclosure, and short sale seasoning requirements. Fall Line Distance guidance has been added for all FHA loans and USDA borrowers with only one score are now ineligible. Additional guidance now applies to Enhanced DU Refi Plus products. M&T Bank has instated a new maximum insurable for streamline refinances, which are not permitted to exceed the outstanding principal balance minus any applicable refund of the UFMIP and plus the new UFMIP that will be charged on the refinance. This cannot include prepaids, closing costs, or discount points, and cash back to the borrower is capped at $500. SunWest's disaster policy is in effect for all properties in New Hampshire areas affected by Hurricane Sandy, which includes Belknap, Carroll, Coos, Grafton, and Sullivan Counties. Essent Guaranty has announced plans to implement its new Clear2Close Guideline Summary streamlined eligibility requirements, which will allow DU Eligible/Approve and LP Accept/Eligible loans qualify for by meeting four key criteria. All loans with suitable AUS findings will be considered eligible provided that they fall within the DTI-FICO parameters, aren't manufactured housing, comply with the Non-Permanent Resident Alien section of the Essent Underwriting Guidelines, and meet the Florida condo requirements if applicable. Clear2Close, which is scheduled to go into effect on January 3, 2013, eliminates Non-Retail Declining Markets designations and eligibility overlays and expands eligibility for certain delegated submissions, ARMs, Renovation Loans, Temporary Buydowns, high-LTV loans, co-ops, condos, second homes, and Non-Arms Length Transactions. Construction-to-Permanent transactions for loans over $417,000 will remain ineligible. Secure Settlements has announced that Peter Stevens, former Deputy Commissioner of in Utah, has joined its AB and that it has signed up Minnesota-based Traditional Capital as a warehouse bank, along with Traditional LLC, one of Traditional Capital's lender subsidiaries. The Colorado Lenders Association is now accepting applications for the Leadership Program, which will take place in Denver on January 3rd and 4th. Compliance issues, industry history, and legislative analysis are all on the agenda. The registration deadline is January 1, 2013; see http://carlylis.mutayeat.info/46569a49bba45bb726513b8cdebc66f8165de For those planning ahead, the CMLA's 22nd Annual Lenders Expo is scheduled to take place on April 4, 2013

SPAM email - Get Thinner by eating right and eating less

Assunto:Get Thinner by eating right and eating less
De:Eat Better Get Thin <BrooklynnDay@smtp3.togeeion.com>

Autolycus (areopagite), This article is an orphan, as no other articles link to it. Please introduce links to this page from related articles; suggestions may be available. (February 2009) For other uses, see Autolycus (disambiguation).Autolycus (4th century BC) was an Athenian areopagite who was accused by the orator Lycurgus on account of removing his wife and children from Athens after the battle of Chaeronea (338 BC) and was condemned by the judges. The speech of Lycurgus against Autolycus was extant in the time of Harpocration, but has not come down to us. References?This article?incorporates text from Popular Dr. Endorses this New product The Extract is the latest buzz in the ?battle of the bulge?. Since recently being studied on a popular doctor television show, millions of people are praising this so called ?miracleloss pill?. Surprisingly, many people who struggle daily with their weight have yet to hear about this powerful supplement. "Stop Hunger cravings and Get Thin". See the Dr's latest broadcast on the product What has me and the scientific community so excited about Saffron is that people don't have to do anything different when taking this food supplement. They don't need to exercise, and they don't need to diet; they just appear to lose pounds fast. Our website explains how this great product works Who are you to say its pointless? Homo Floresiensis is a part of the human story. I appreciate any efforts to learn more about them and how they relate to us. Remains can tell us a quite a bit about an organisms body so in this case the exact phylogeny of the specimen isn't needed. This is a study based on remains we've found. She not just pulling this all out of her ass. There is a very good possibility our ancestors interacted with floresiensis as they migrated out of Africa and into southeast Asia. Wouldn't you like to know what they might have seen? This offer brought to you by RET Shiller Group 1531 Eighty Fourth Street, Brooklyn, New York, 11228 For immediate redaction from the database of the email sender and the offer originator: Or you can use the above address to reach us with the same request by postal mail.

The coroner for Inner North London resigned after an inquiry into his decision to appoint his wife without fully checking her qualifications. Dr Andrew Scott Reid appointed Suzanne Greenaway as the assistant deputy coroner in July 2009. She oversaw singer Winehouse's inquest, ruling that the 27-year-old died from accidental alcohol poisoning. The new hearing is listed to take place on Tuesday 8 January at St Pancras Coroner's Court. Winehouse was found dead at her home in Camden, north London, on 23 July 2011. Qualified in AustraliaMs Greenaway returned a verdict of death by misadventure, in October 2011. During her time as deputy assistant coroner, Ms Greenaway conducted 12 inquests in Camden, including one in to Winehouse's death. Camden council could not confirm if the other 11 inquests Ms Greenaway oversaw in Camden would be reheld, saying it would depend on the families' requests. Ms Greenaway resigned in November last year because she had not been a lawyer in the UK for the required five years. Dr Reid stepped down from judicial office on 7 December 2012, before the disciplinary process by the Office for Judicial Complaints was formally concluded. Ms Greenaway qualified in Australia in 1999 and was a member of the Supreme Court there, but she had not worked as a lawyer for the required time in the UK. According to English law, she would have needed either five years with the Law Society or five years of experience as a qualified medical practitioner. She met neither criteria.

also see:   Letters from Santa

http://spam-correio-nao-solicitado.blogspot.pt/2012/12/spam-email-letters-from-santa.html

SPAM email - Letters From Santa!

Assunto: Letters From Santa!

De: Official Santa Letters <santaletters@howremolka.com>

Letters From Santa!

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Official Letters From Santa 4654 SR 64 East STE 153 Bradenton, Fl 34208.

ou are an idiot. 1) The DOI is anything but conservative; it was the most liberal government pronouncement of its time. A conservative approach would have been to stay with england and try to change the things they allowed us to change. It also puts the good of the whole as a goal over the rights of the individual, which is the antithesis of true conservatism. 2) The DOI has no legal weight whatsoever; it was adopted before the country existed and it was never meant to be a governing document; its creation was a diplomatic effort to raise allies in europe (which wasn't too hard, since most countries hated england anyway.) 3) Abortion laws usually had stiff opposition from such true conservatives as goldwater and the like because they did not believe in the government intruding on the lives of the citizenry any more than absolutely necessary. And there were no abortion laws in the newly-formed USA; they came later. Fetuses have never been regarded as having rights, btw. 4) There are gay conservatives and gay liberals. Get a grip. 5) You need to tech your kids about the constitution, since that is what drives our entire governmental and legal systems. The DOI is important for its place in history but has no authority at all. Really? This is how you see the world? Or your just trying to manipulate things. Ok since I said, that 90% of the population just does not care one way or the other. That they do not oppose nor support, they just do not care. How does that imply anything. Since I did present both sides equally. I also put put do not oppose first. One could if anything imply support from non opposition, since I put it first then that would mean I am implying support of. Which I am not. I stated a personal belief of equal facts. I even presented it as a personal belief, not as a scientific fact. And I presented both sides equally in their terms in my statement. The reply to this statement was to take it one sided. where it was then presented that people support abortion by not opposing it. A twisting of the facts. As I have said, Pro Abortionists are great at twisting things around and not presenting the facts nor equal sides of the argument. Once again lest you forget, I support a woman's right to choose. I am Pro choice, more than it's application to being pro abortion. I believe abortion is murder, but I support murder as a evil in the world. I support the death penalty which is abortion outside the womb. But above all I support the Truth. Optimas Est Veritas is the motto I live by. Thats means a neutrality and proper presentation of things. So do tell me how you got things twisted around. Jack, are you happy today? Sad? No matter which way you respond, I only really know how I feel when experiencing those emotions. You think that women may feel regret, remorse, spiritual pain? You are projecting how you believe they should react. Of the ones that I know that had abortions, they do not appear to be destroyed. It was and remains a personal decision. Not only would I never ask them, but to date, not one poster that I have encountered has shared their experience in these forums. Plenty that praise PP! Present your argument. I don't have a script. I've always been firmly convinced that effective birth control should be widely available. Many times I've also stated that I don't walk in the shoes of others and would never presume to judge. (BTW, people like me do not encourage abortions. People like me would like to find a solution via prevention.) Jack, I thought we called a truce months ago? When I look back on recent posts, you seem to be in attack mode. I was at Church recently,(baptism) and it was a circus. What point are you trying to make, and how does it relate? Sorry, buddy. You seem to display a level of anger that is over the top. I'm relatively mellow by nature. That is not pop psychology, just my impression of how you seem to relate to others that do not fully agree. Find a more worthy opponent. Bitner and some of the others are much more capable of responding in a fashion that you'll appreciate. Take care. I hope your being sarcastic. Cause as somebody who studied American History from The Japanese Educational System and the British educational system, I even know the DOI aka The Declaration Of Independence is just that. A Declaration Of Independence of The United States from The United Kingdom. The living Breathing Document that changes and is the bases of all the laws in The United States Of America is called The constitution of The United States Of America. Thats why laws get struck down for being Un-Constitutional and Not Un-Declaration of Independable....

SPAM email - Responda em 2 minutos e receba 2000 euros em compras

Assunto:	Responda em 2 minutos e receba 2000 euros em compras

De:	Inquérito Consumidor <mail@emailmixer.net>

Inquérito ao Consumidor Participe no nosso inquérito e poderá ganhar 2000 euros para fazer compras numa das cadeias. Participar Não perca a sua oportunidade. Clique aqui

Veja também:  Drop The Extra Poundage

(http://spam-correio-nao-solicitado.blogspot.pt/2012/12/spam-email-drop-extra-poundage-without.html)

SPAM email - Drop the extra poundage without hitting the gym.

Assunto:	Drop the extra poundage without hitting the gym.

De:	Your Body Get Thin <SethBryant@mx3c2.beetermfact.com>

Think you can't drop the lb's without dieting and exercising? Well... what does Dr have to say? He says you can. See his amazing video here. See this amazing news story You will be intrigued by his findings. Good news: Connecticut is one of the 10 healthiest states in the country. Bad news: It's not quite as healthy as it used to be and is afflicted by many of the same wellness woes plaguing the rest of the country. The non-profit, private United Health Foundation recently released America's Health Rankings, an annual report that ranks states from healthiest to least healthy, based on 24 different factors. Connecticut was ranked the sixth healthiest state in the nation -- down from fourth last year. Vermont was the healthiest state for the sixth year in a row. Mississippi and Louisiana tied for least healthy. States are ranked on such criteria as the prevalence of smoking, binge drinking and obesity. Connecticut excelled in many areas. For instance, the state has a low prevalence of smoking, a low incidence of infectious disease and high immunization coverage. Connecticut Department of Public Health spokesman William Gerrish said the state's ranking in the top 10 "shows that the efforts of public-health agencies, health-care professionals, policy-makers and others who are committed to a healthy Connecticut are working."Read more: http://www.stamfordadvocate.com/local/article/Rankings-name-Connecticut-sixth-healthiest-state-4113449.php#ixzz2EwFKtilu Does anyone else see T-cells and immediately think T-virus I think I'm broken swear to god. If they turn into those damn I am legend guys .. For immediate cessation of messages from site and sender: 12823 Cedar Forest Drive, Number-205 Tampa, Florida, 33625 If you want to write to change your status please do so.

made this point, in his words, distinctions must be kept in mind between quantity and quality of growth, between costs and returns and between the short and long run. Goals for more growth should specify more growth of what and for what (p.?9). Nussbaum also points out that GNP and GDP omit income distribution and do not analyze the opportunity or ability to turn resources into actual activities (this critique stems directly from Capabilities Approach). Kuznets terms this as a problem of obtaining an unduplicated total of all output, (p.?15) this suggests that people are only seen as consumers and not as potential producers, hence any products purchased by an individual are not seen as being consumed in the productive process of turning out other goods (p.?15) These accounting measures also fail to capture all forms of work and only focus on engagement in work for pay or profit, (p.?133) the theory has led to the creation of the HDI, IHDI and GII and their uses among international organizations such as the United Nations and others. In 1990 in the Human Development Report (HDR)commissioned by the UNDP set out to create a distribution-sensitive development measure. Currently the HDI continues to be used in the Human Development Report in addition to many other measures (based on theoretical perspectives of Capabilities) that have been developed and used by the United Nations. Among these indices are the Gender-related Development Index (GDI), the Gender Empowerment Measure (GEM), introduced in 1995, and the more recent Gender Inequality Index (GII) and the Inequality-adjusted Human Development Index (IHDI), both adopted in 2010. Moreover, it is noted that the HDI is a weighted average of income adjusted for distributions and purchasing power, life expectancy, literacy and health (p.?16) The HDI is calculated for individual countries with a value between 0 and 1 and is interpretedas the ultimate development that has been attained by that nation (p.?17). Currently, the 2011 Human Development Report also includes the Inequality-adjusted Human Development Index which accounts for exactly the same things that the HDI considers however the IHDI has all three dimensions (long and healthy life, knowledge and a decent standard of living) adjusted for inequalities in the distribution of each dimension across the population. Gender-related Development IndexThe Gender-related Development Index is defined as a distribution-sensitive measure that accounts for the human development impact of existing gender gaps in the three components of the HDI (p.?243). In this way, the GDI accounts for shortcomings in the HDI in terms of gender, because it reevaluates a countrys score in the three areas of the HDI based on perceived gender gaps, and penalizes the score of the country if, indeed, large gender disparities in those areas exist. This index is used in unison with the HDI and therefore also captures the elements of capabilities that the HDI holds. In addition it considers womens capabilities which has been a focus in much of Sens and Nussbaums work (to list a few: Nussbaum, 2004a; Nussbaum, 2004b; Sen, 2001; Sen, 1990.) Gender Empowerment MeasureThe Gender Empowerment Measure (GEM) is considerably more specialized than the GDI. The GEM focuses particularly on the relative empowerment of women in a given country. When constructing the index the following criteria were key: conceptual relevance to definitions of human development and theory; Non-ambiguity so that the index is easily interpreted; Reliability of data that is standardized and collected/processed by a trustworthy organization; No redundancy found in other indicators; and lastly Power of discrimination, where distribution is well distinguished among countries

Two New Mexico men arrested in a murder-for-hire plot were planning to strangle and castrate pop star Justin Bieber and his bodyguard according to KRQE-TV. Mark Staake 41 and his 23-year-old nephew Tanner Ruane were arrested late last month in Vermont. They were accused of plotting to kidnap and kill four people on behalf of Dana Martin who is serving two life sentences for the 2000 rape and murder of a Vermont girl. Staake met Martin in Las Cruces state prison. Tuesday KRQE citing investigators said the Canadian performer and his bodyguard were two of the targets. Vermont police arrested Mark Staake of Albuquerque N.M. for probation violation Nov. 19 at a Canadian border crossing. He is accused of plotting to kill and castrate four people including Justin Bieber.(Photo: Vermont State Police/AP) A New Mexico police affidavit states Staake and Ruane allegedly planned to first travel from New Mexico to Vermont and kill two witnesses to Martin's crime then hit Bieber. The plot allegedly was planned for when Bieber performed sold-out concerts at Madison Square Garden in New York City on Nov. 27 and Nov. 28. Police said the 45-year-old Martin was obsessed with Bieber and has a tattoo of him on one of his legs. Police said Martin directed the would-be hit men to strangle Bieber and the others with a paisley tie Martin's "calling card " KRQE said. But he apparently changed his mind and ratted out Staake and Ruane before they could act. Staake was arrested in Vermont on outstanding warrants but police let Ruane go. Police recorded phone calls Ruane made to Martin from New York telling him that he was "disappointed he couldn't carry out the murders " KRQE writes. Jash, Jash (Kurdish: Ca or Cah, literally meaning "donkey's foal"), or fursan HistoryIn 624 AD (one of the earliest known appearances of this term), during a military campaign of extermination and looting taking place within the Battle of Badr, a commander's orders informed jash units that taking cattle, sheep, goats, , weapons and even Kurdish women

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SPAM email - Premium Cigars + Humidor - $19.95!

Assunto: Premium Cigars + Humidor - $19.95!

De: Shirley Greaves <newsletter134@florsdowve.info>





In a glass case next to their workstation, another cigar curiosity beckoned customers: the battery-operated version. “Electric cigars!” a customer exclaimed the other day, a real cigar stub still smoldering in his hand. He burst out laughing and walked away, shaking his head. But e-cigars — along with e-cigarettes — are no joke. Paul DiSilvio, the 34-year-old founder of La Casa Grande Tobacco Company, began stocking them in December after stumbling across a description on the Internet. He was intrigued by the pitch: odorless, tobaccoless products that companies claimed offered the experience of smoking — without all the hazards. He let himself imagine the possibilities: No spouses irritated by the smell, no children pestering parents about health concerns, no restaurant managers insisting that smokers step outside in the dead of winter. And with ever steeper cigarette taxes, a rechargeable battery could even be cost-effective. Mr. DiSilvio hadn’t sold cigarettes in years. Not only did he consider their ingredients more harmful than cigars’, but “cigarettes you can anywhere, any counter bodega,” he said. “There’s nothing innovative about it.” Electronic cigarettes were something else entirely. He thought they might even help smokers quit. Mr. DiSilvio ordered his first shipment, and they sold out. “We’re the ones who brought them to the forefront, baby,” Mr. DiSilvio said with a grin. With starter kits that sell from $99 to $149, he added: “We can’t keep them on the shelves. It’s the next big thing.” With most models, a stainless-steel case is designed to resemble a cigarette or cigar. Inside are cartridges filled with water and varying levels of nicotine — a highly addictive substance that can affect heart rate and blood pressure. A rechargeable battery powers puffs of water vapor out one end, which glows red with each drag. Refills cost $19 for five cartridges, about the equivalent of 200 cigarettes. Recent customers include Rosa Martino, a 50-year-old secretary from Morris Park in the Bronx who said she smoked her first cigarette 35 years ago. “Everybody was smoking, so we all started,” said Ms. Martino, who estimated she had been smoking as much as a pack and a half a day. “My kids are always bugging me, and cigarettes have gotten expensive. I’m hoping this will help me stop.” So far, she said, the experience has been promising. “They taste like a cigarette,” she said. “The only thing was, it’s hard to find the filters.” Yevgen Fromer, an e-cigarette wholesaler, hopes that such problems are short-lived. He supplies more than a dozen stores in New York through Safety Shield, a company he founded in 2006. The company offers nine models of electronic cigars and cigarettes imported from China and Turkey. “It’s an item,” said Mr. Fromer, who estimates that he has sold 20,000 kits since introducing the item last year. He has smoked them in restaurants and bars, he said. “Everybody asked me: ‘Where did you it? Where did you get it?’ And I give them my business card. It’s a pretty good advertisement.” A spokeswoman for the city’s health department said that if the product had no tobacco, it could be used anywhere. But she added that there was not enough information to support its use as an aid to quit smoking. Electronic cigars and cigarettes are not approved by the Food and Drug Administration. An agency spokeswoman said that similar devices have been classified as unapproved new drugs, which makes them illegal. In September, the World Health Organization said in a statement that there was too little evidence to endorse any safety claims or the product’s effectiveness in weaning smokers off tobacco.



Also see:  Great Gift for new iPad user
(http://spam-correio-nao-solicitado.blogspot.pt/2012/12/spam-email-great-gift-for-new-ipad-user.html)

SPAM email - Great gift for new iPad user...

Assunto:	Great gift for new iPad user...

De:	iPad Instructions! <ipadbeginners@grypeoxman.in>

Giving someone an Apple IPad or IPad mini? This will really help them make the most of your gift: (super simple video instruction and training)
http://rbua88.grypeoxman.in/r19105862848eaq?=6829337150x?=21990



::::::::::::::::::::::
Manage delivery at abreupires@sapo.pt:
http://rbua88.grypeoxman.in/3854ea66bfd6395202438aa4b5593797

P:O: box (5)(5)0(7)(1) #48.548
Boston, M.A. 02205-5071
::::::::::::::::::::::::

azz016-018-132300-

/o.con.kfgz.ww.y.0009.121214t0700z-121214t1900z/
eastern mogollon rim-northern gila county-
657 am mst thu dec 13 2012

..winter weather advisory remains in effect from midnight
tonight to noon mst friday...

* timing...snow will begin by late evening thursday evening and
  will become steady after midnight mst. snow may become heavy
  at times by early friday morning. periods of snow will become
  showery and intermittent by friday afternoon.

* total accumulations...5 to 8 inches above 6500 feet... with 6 to
  10 inches above 7000 feet. locally higher amounts of 14 to 20 inches
  will be possible especially near the southern edge of the rim.

* other impacts...gusty southwest winds of 15 to 25 mph will
  cause areas of blowing and drifting snow...and reduced
  visibility.

precautionary/preparedness actions...

a winter weather advisory for snow means that periods of falling
snow will cause travel difficulties. be prepared for slippery
roads and limited visibilities.

plan extra time for travel...and use caution while driving. take
emergency travel supplies including winter clothing...food...
water and a flashlight.

for the latest road conditions and closures...call the adot
freeway management system at 1 888 411 7623 or visit their web
site at www.az511.com.

additional weather information is on the web at
www.weather.gov/flagstaff.

&&

$$

azz017-132300-
/o.con.kfgz.ww.y.0009.121214t0700z-121214t1900z/
white mountains-
657 am mst thu dec 13 2012

..winter weather advisory remains in effect from midnight
tonight to noon mst friday...

* timing...snow will begin by late evening thursday evening and
  will become steady after midnight mst. snow may become heavy
  at times by early friday morning. periods of snow will become
  showery and intermittent by friday afternoon.

* total accumulations...5 to 8 inches above 7000 feet...with 6
  to 12 inches above 7500 feet. locally higher amounts of 18 to
  25 inches will be possible above 8500 feet.

* other impacts...gusty southwest winds of 20 to 30 mph will
  cause areas of blowing and drifting snow...and reduced
  visibility.

precautionary/preparedness actions...

a winter weather advisory for snow means that periods of falling
snow will cause travel difficulties. be prepared for slippery
roads and limited visibilities.

plan extra time for travel...and use caution while driving. take
emergency travel supplies including winter clothing...food...
water and a flashlight.

for the latest road conditions and closures...call the adot
freeway management system at 1 888 411 7623 or visit their web
site at www.az511.com.

additional weather information is on the web at
www.weather.gov/flagstaff.

&&

$$





000
wwus45 kfgz 131357
wswfgz

urgent - winter weather message
national weather service flagstaff az
657 am mst thu dec 13 2012

azz004-006-132300-
/o.con.kfgz.ww.y.0009.12114t0700z-12125t0100z/
kaibab plateau-grand canyon country-
including the city of...grand canyon village
657 am mst thu dec 13 2012

..winter weather advisory remains in effect from midnight
tonight to 6 pm mst friday...

* timing...snow will begin after midnight mst thursday night and
  may become heavy at times by early friday morning. periods of
  snow will become more showery and intermittent by later friday
  afternoon.

* total accumulations...south rim 5 to 8 inches above 6500 feet.
  ...north rim 6 to 10 inches above 6500 feet...with 12 to 16
  inches above 8500 feet.
* other impacts...gusty southwest winds of 15 to 25 mph will
  cause areas of blowing and drifting snow...and reduced
  visibility.

precautionary/preparedness actions...

a winter weather advisory for snow means that periods of falling
snow will cause travel difficulties. be prepared for slippery
roads and limited visibilities.

plan extra time for travel...and use caution while driving. take
emergency travel supplies including winter clothing...food...
water and a flashlight.

for the latest road conditions and closures...call the adot
freeway management system at 1 888 411 7623 or visit their web
site at www.az511.com.

additional weather information is on the web at
www.weather.gov/flagstaff.


Also see:  The Great Ticket to One Night Stands

(http://spam-correio-nao-solicitado.blogspot.pt/2012/12/spam-email-golden-ticket-to-one-night.html)